Terms and Conditions

Effective Date: 11/19/2024

Welcome to United Health Options Agency! By using our website, www.uhoagency.com, and services, you agree to the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By accessing or using our website and services, you confirm that you agree to these Terms and Conditions. If you do not agree, please refrain from using our website.

2. Services Provided

United Health Options Agency provides information, plan comparisons, and enrollment assistance for ACA/Obamacare and other insurance options. We do not provide medical advice, and eligibility for any plan is subject to federal and state regulations.

3. User Responsibilities

By using our services, you agree to:

• Provide accurate, complete, and truthful information when requested.
• Use our website and services in compliance with all applicable federal and state laws.
• Refrain from interfering with or disrupting the functionality of the website.

4. Multi-State Compliance

Our services are available nationwide. We strive to comply with all federal and state-specific regulations governing health insurance, including ACA enrollment. However, it is your responsibility to ensure the information provided is appropriate for your state of residence.

5. Intellectual Property

All content on this website, including text, images, graphics, and logos, is the property of United Health Options Agency or its content providers and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or modify any content without our written permission.

6. Third-Party Links

Our website may include links to external websites for your convenience. United Health Options Agency is not responsible for the content, policies, or practices of these third-party sites.

7. Disclaimer of Warranties

We aim to provide accurate and up-to-date information. However, we make no guarantees regarding the accuracy, reliability, or completeness of the information or services on our website. All services are provided "as is" without warranties of any kind, express or implied.

8. Limitation of Liability

United Health Options Agency shall not be held liable for any indirect, incidental, or consequential damages arising from your use or inability to use our website or services, even if we have been advised of such damages.

9. Changes to Terms

We reserve the right to update or modify these Terms and Conditions at any time. Updates will take effect immediately upon posting on this page. Continued use of our website signifies your acceptance of any changes.

10. Termination of Use

We reserve the right to suspend or terminate your access to our website or services at our sole discretion and without prior notice if you violate these terms.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the United States and the state in which you reside, without regard to conflict-of-law principles.

12. SMS Program Disclosures:
If you opt into receiving text messages from United Health Options Agency, the following terms apply:

• Program Name: United Health Options Agency SMS Program.
• Message Frequency: Message frequency may vary based on your preferences or engagement. For recurring programs, expect up to 10 messages per month.
• Product Description: You may receive messages related to health insurance updates, reminders, plan comparisons, and enrollment assistance.
• Customer Care Contact: For help, contact us at [insert email] or [insert phone number].
• Opt-Out Information: To opt out of receiving text messages, reply STOP at any time. For assistance, reply HELP.
• Message and Data Rates: Message and data rates may apply depending on your mobile carrier.

By opting into our SMS program, you agree to receive text messages as described above and accept the terms outlined in our Privacy Policy.

13. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us:

United Health Options Agency
Email: cs@uhoagency.com
Phone: 844-694-0332
Address: 550 Fairway drive #107 Deerfield Beach, FL 33441